$$$--where to get it & how to save?!
Posted 18 June 2009 - 11:40 AM
Posted 18 June 2009 - 11:54 AM
Do you use a monthly expenses budget? It doesn't have to be really formal but if you sit down and list out what you spend money on and how much you need sometimes you can squeeze out some extra savings. We put one together and realized we were spending almost $300 a month on eating out, latte's, the bar on weekends ect!!! So now we try to plan ahead for lunches and snacks. We still go out a little bit but we were able to put that money somewhere else. We also shop weekly with specific recipies in mind and buy only what we need then pick up the fruits/veggies as we go. That put our grocery budget down by about $150 a month. It's another $400+ to save!
Get a savings account at another bank and use your current bank's bill pay system to send money to it. Anytime you have an extra little bit just schedule a bill pay and forget about it. Just make sure at some point you match up the deposit records. Not having that savings where you can get to it helps more than you think.
Hope that helps!
Posted 18 June 2009 - 12:05 PM
Although we have a lot of struggles right now w/ money do to a big issue waiting on late payments for a company i've been doing lab samples for we managed to do quite well. You don't have to spend alot to have a really nice wedding. We're have 35 people and have spent less than $6000 on our wedding which includes our attire, welcome dinner, etc.
DIY is a good way to start but watch what you're doing. Some things may require more tools than what you have and you may end up spending more doing it yourself just getting everything than purchasing something already put together.
here is a thread that covers some of this! http://bestdestinati...om/forum/t33804
Posted 18 June 2009 - 12:24 PM
Choose a day other than Saturday. My gosh, the place I'm looking at charges almost $2k more for room rental on a Saturday than on a Thursday. If you're going to be away for a week anyway, why not do it on a Thursday?
As far as saving money goes - I am terrible at this. In order to help do this, we have set up a savings account specifically for the wedding and automatically set our paychecks to directly deposit a certain amount each time we are paid.
Cut out unnecessary purchases. Make budgeted shopping lists and stick to them.
Don't get carried away with wedding stuff! Buy one or two magazines to satisfy that urge, but remember that most of the magazines have websites.
Fight the need to run out and buy a bunch of things just because they are on sale. If it is not something you needed before it was on sale, you still don't need it even now that it is. (I'm bad with this - it's an awesome excuse to spend money)
Posted 18 June 2009 - 12:41 PM
Posted 18 June 2009 - 02:58 PM
Posted 18 June 2009 - 03:06 PM
Posted 18 June 2009 - 04:39 PM
It seems to work for us anyway.
Having money go automatically into a savings account each month does help as well!
Posted 18 June 2009 - 08:40 PM
Posted 20 June 2009 - 11:17 AM
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