| Originally Posted by chprfan |
I don't mean to hijack this thread...but what is a "good" credit score to have when you going looking at getting approved for a mortgage these days?
As Monica said, over 680 will get you conventional financing. However, if your score is lower, don't lose hope! FHA has a great program that gives you a great rate without the crazy-credit score requirement. They will actually do a loan with a credit score less than 600 if you can prove your income and explain any mars on your credit.
Back to topic... I would leave your cards open as others have said.