krsmith - I don't know about the regular group rates because we are members and have to pay the member rates. For us, they paid 20% at time of booking with balance due two months before departure. But you can pay as much as you want at any time, you just call and ask to make a payment. My Miami coordinator is Pilar Fernandez, she was great in the beginning, sending contracts, answering questions, etc. But then once we signed the contract, she kind of disappeared. I actually had one person book through a TA because Pilar didn't return messages, email or phone. I got my Cancun WC assigned 6 months before the wedding because I wanted to book private events. Same thing, if you want to give them money, they are really quick. Otherwise, it takes a long time for a response. Now I have to work on getting info to the Cancun WC because we are 93 days out and I want to finalize some things. But at least I know my preferences have been reserved well in advance.