Kat81

Quote: Originally Posted by dmarie17 Okay, I thought I was the only one. I am NOT a cryer. But lately EVERYTHING gets me all teary eyed. The worst is commercials.... I just start crying and my FI thinks I'm crazy! Yesterday, I started crying when I saw my invitation proofs! Yeah commercials get me too... The other day I was watching American Idol and I started crying lol... My poor FI!! I bet I won't cry on the wedding day though. *crosses fingers*

I think about 5 months. They are getting divorced so I don't know if that helps me or hurts me. They may just want out of it or maybe she lives there for free until it sells? Don't know. Also, a widowed lady was going to buy it a couple months ago then backed out at the last minute... I don't know how much she offered though. Maybe that will make them more willing to sell?

LOL.. I totally understand. That is why I posted this... I didn't want to go too low. I was thinking like offering 250 then when they counteroffer saying ok but you pay closing costs. I hope it works

Signature as in Something Old Something New Something Borrowed Something Blue? Or something else?

Quote: Originally Posted by Heidi We're going through this right now. We made an offer this past Sun and it was accepted on Mon. We have a realtor who ONLY represents Buyers. It's SOOOOOO wonderful having her. She answers all of my silly questions as a first-time homeowner. We're running into lots of little problems now and she's there helping us through EVERYTHING! Also, here's a heads up for you that we weren't given until TODAY - you're going to need a good $7-10,000 for closing costs alone!!! YIKES! The house looks great!!! The asking price for ours was $245, we offered $230. Our agent looked at comps, etc and was able to advise us of what type of offer we should put in that wouldn't be offensive to the seller and that would show them that we were serious. We got the house for $235. It's a buyer's market! Also, something that really helped us and made us more attractive to the seller was that we weren't selling anything, so we could do things at the seller's pace. HAVE FUN! It's WAYYYYYYY more stressful than I ever imagined it would be! Yeah, we aren't selling anything AND we are already approved for a loan beyond what were are looking at. So, we can sign the papers ASAP. I am just afraid I will go too low and offend them or go too high and screw myself. Also, in the closing costs. Our mortgage broker told us it's pretty easy to get the seller to take care of most or all of the costs. But, if they don't we can take care of it. It's just so stressful not knowing what to expect.

No, I am not selling another property. I think you girls are right I need to talk to another RE Agent. My FI is out of town on work. I will see what he says when I get ahold of him. Good ideas girls thanks!

This site is amazing.. I don't what I would have done without it. Good luck!

Quote: Originally Posted by AnnR in the markets that i am familiar with (not yours!), i'd usually offer something like $245K or something, and expect to meet somewhere in the middle. but again, it depends on your market, and also the current condidtions, how long it's been on the market, etc. Yeah, my FI and I were thinking about starting at 250. Just so much to think about lol... I can't wait until this is over and we are moving into a beautiful home.

Quote: Originally Posted by PenMarie I'd definitely recommend having your own real estate agent (buyer's agent) to represent you. The realtor your working with right now is actually working FOR the seller to sell their house -- so instead of splitting the commission with another realtor (your buying agent) she'll get the full commission, so of course, she's working hard...even still, she is representing the seller, and not necessarily you. I'd want a separate agent to represent you in buying the house. I like the offer that Ann proposed. BEAUTIFUL house by the way!! Thanks I love it... other than not having a fenced yard it is perfect!!

Quote: Originally Posted by Christa DO NOT FEEL BAD if you decide to change realtors!! I suffered from similar feelings about mortgage brokers. You are money to them, so you need to make sure you are happy & comfy with the professional you chose to represent you. I know girl, this is a stressful thing - buying a house - and it's not time to set aside your best interest. You are totally right. I have a bad problem with doing that lol.

Quote: Originally Posted by MikkiStreak Kathi, have you signed anything with the realtor saying you'll use her service? If not, have you tried contacting some of the realtors close to Stephenville? I know there's a Century21 in Glen Rose that works the Stephenville area. The real estate licensing is at a state level, so technically, a realtor from FW or Waco could assist you--- most don't because of how long the drive would be to show homes in Stephenville--- but since you know which home you want and are just looking for independent advice during negotiation, maybe someone would represent you just for that portion of the work.... No, I haven't but she sure has put in a lot of work with us for us to just "toss her" I would feel bad. SIGH I guess I could call someone else and see what they say......

Awesome! Thanks so much. It is kind of overwhelming when you have no idea what you are doing.

Yeah, I am. She is representing the Seller though too. So, I don't really want her advice LOL. It's a small town so she is really my only choice.

So, My FI and I have been looking into buying a house. We just got approved for our loan today. Now to make an offer on a house. I was just wondering if any of you had any experience in this. We don't know how much to offer the first time. Here is a link to the house. Stephenville Texas Real Estate Stephenville Texas Lake Front Real Estate Stephenville TX Real Estate They are asking 268,500. Any advice??

I am getting... 200 prints 4 x 6 Personalized leather cover wedding album Cd / dvd hr with all images taken during wedding Unlimited coverage reception 2 hours of TDD session ( all images taken cd Copyright release so you can make prints / copies / enlargements, $2,000.00 usd

Quote: Originally Posted by becks ...but I don't recommend including the phrase "nyah, nyah [insert ExBFs name here]... you lose!" LMAO that is freakin' funny

YAY! We want pictures!

Well, a few weeks ago Daniella told me yes to the Photographer and now Claudia is giving me a no but I just wrote her and told her I have an email from Claudia saying it was OK. So, hopefully she will let it slide. I wish they were easier to get a hold of. Other than the Photographer and DJ I am not changing anything! So, I will be an easy bride lol

I haven't heard of them but there are some TA here on the site that are great.

Quote: Originally Posted by Yari I would say to skip the announcement. It is not worth the drama. I had a crazy ex too...he tried to kill me. Yay, psycho! He was mentally unstable. Anyhow, he committed suicide a few years ago (at least that is what I hear through the grapevine). If he were still alive and living in my town I would not put the annoucement out, only because I wouldn't want to invite drama back into my life. Oh my.... That is horrible. I am so glad that you got out alive. How scary...

lol well Congrats! Happy planning!

Quote: Originally Posted by froggie1013 I would really like to do it and he'll find out at some point. At least I would know when he gets the news. I've talked to FI and he knows all about the situation. Ugh, I just hate that there's this nut job out there that makes me proceed with extra caution. Grrr... I also have a nut job of an ex. He lives in Dallas though which is about an hour and half from me. I know he checks my Myspace though and so I know he knows I am engaged. I really thought he would flip again but he hasn't well I am sure he has but he hasn't drug me into it again. He is going to find out no matter what... A friend of a friend of a friend is bound to tell him.

A lot of girls decided to do this I think. Their thoughtwave was... That way they can throw them away and it is less to bring back with them. I have seen some "way cute" paper OOT bags. I have thought of doing the same. I am thinking a lot of people will already pack a beach bag in their luggage if they expect to use one.

Did you try contacting Target?

Are you afraid of his safety or yours? If you think he might go nuts and do something to himself that is not your problem! If you think he might go psycho on you or your Fi then I would just maybe send out announcements personally to all the people you feel should be notified. It's really not worth having a stalker.