Your Saving $$/Budget tips
Posted 07 December 2006 - 01:20 AM
I use to do that with my ING and have really slacked... I need to go do it right now!
Anyway there's no way I'm cutting out the coffee runs - but at least the local coffee shop I go to is pretty cheap ($1.50 for a large). But I've stopped buying lunch every day and I think that's made a huge difference in the money I have - without even noticing I cut my food expenditure in half!
Posted 07 December 2006 - 11:29 AM
Our Caletas Wedding Slideshow (by Leigh Miller)
Our Caletas Wedding Video
Posted 09 December 2006 - 03:37 PM
It's just really hard right now with the wedding stuff because as soon as it comes in, it goes right back out!
Posted 09 December 2006 - 03:58 PM
I started deferred comp as soon as I started working full time. I put in a percentage, so when I work OT it puts in a little more. I also have PERS retirement that I put $ in and the county matches it. I am going to up the amount I put into savings so I can empty it out for the honeymoon!
Posted 10 December 2006 - 01:45 AM
Whenever you make debit purchases, it rounds up and adds the change to your savings. We've started using our debit cards for absolutely everything! At the end of the year, as long as you haven't overdrawn, the bank will match up to $250. This is totally free $$$, no catches or fees!
We also set up a "Christmas Club" account, where it automatically deducts $100 from each of our paychecks ($50/week each) to deposit into a special savings account. The money isn't available for withdrawal until November (you can close the account in case of financial emergency), and if you manage to not touch it, BofA gives a $100 bonus in December. Many banks have similar programs under different names. Since it's automatically deducted, we honestly don't even miss it...it's $ we would normally spend on crap, like fast food or coffees.
The Sweetest Day
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