Jump to content

Photo

Your Saving $$/Budget tips


  • Please log in to reply
34 replies to this topic

#11 TammyB

TammyB
  • Sr. Member
  • 10,630 posts

    Posted 01 December 2006 - 09:17 AM

    We cut WAY back on Christmas this year. Plus poor Cain and been working his butt off. My job employees me for 40 hours, but I'm lucky if I have 10 hours of work to do, so no OT for me..

    #12 *JillD*

    *JillD*
    • Sr. Member
    • 5,112 posts

      Posted 01 December 2006 - 09:31 AM

      I started brewing my own coffee in the mornings, which also keeps me from buying a bagel every day too, coffee at home is just not the same as dunkins, but oh well.

      We are limiting xmas presents this year as well

      I used to go out to lunch every day, but now only once a week if I'm lucky, usually just bring a can of soup

      we almost never do anything, stay home on the weekends, don't go out to eat much

      I wish I had something at work I could pick up for more money, but I have to sell more to make more, which doesn't always work out how you want it to

      I almost never go shopping, unless we really need something

      I'm going to try those coupon sites because we spend a lot on groceries (there are 4 of us living here)

      #13 TammyWright

      TammyWright

        Admin & Owner

      • Administrators
      • 11,659 posts
      • Wedding Location:Dreams Los Cabos

      Posted 01 December 2006 - 01:44 PM

      Quote:
      Originally Posted by Ryjaxs19
      5. I told my sister she needs to start paying for her own school lunches. I had been giving her $2 a day, but she is 17 now and has a job. Is this horible of me. I feel kinda bad but thats an extra 40.00 a month right there.

      Not that I have such a cool job as yourself but I am going to aim to pick up at least 1 extra shift per week that all money earned will go directly into my wedding savings! After school is over.

      i think you sister is old enough to buy her own lunch :)...at 17 i was paying for everything myself...i moved out of my house when iw as 15.

      Founder and Owner of BestDestinationWedding.com  /  Bride & Groom Fly FREE Promotion

       
      Looking for a travel agency that specializes in Destination Weddings-CLICK HERE?  We are an award winning travel agency and you can read our reviews here.
       
      Awards and recognition: 
      Palace Resorts Winner "Top Travel Agent", "Top Homebased Travel Agency" PRO Platinum Agency (Top Award)     |    AMResorts Master Agent & Top Agency  
      Karisma Hotels Diamond Level 5 (highest production), Top 10 Azul Weddings, Top Wedding Coordinator | Wright Travel & Karisma GIVC Benefits
      Travel Impressions Best of the Best Globe Winner    |     Apple Vacations Golden Apple Winner  
      sml_gallery_206696_17612_13451.pnggallery_206696_17572_8409.jpg    sml_gallery_206696_17572_1003.jpg
      Vendor rules are HERE! Please read!  If you are a vendor and looking to advertise your business, please email ads@bestdestinationwedding.com.


      #14 Joy

      Joy
      • Newbie
      • 8 posts

        Posted 01 December 2006 - 01:58 PM

        We started a savings plan the minute we got engaged. And i'm very strict with it!!
        *We put away a week amount into an account that does not allow debit card releases!!! very important because we love debit cards!!
        *I receive 4 bonus a year that strictly go into this account.
        *Joe works at least 2 Sats a month for overtime.
        *We only eat out 1 or 2 times a week which is a HUGE cut down for us. We used to eat out daily because we both work so much and didn't have time to cook. Crock Pots work great!!!
        *i bring my lunch daily to work and if i'm lucky i have time to eat it.
        *i don't do much shopping anymore unless it's for the wedding.
        *we cut down our Xmas expenses for everyone and decided we would buy a shared gift for each other. i think we are looking at an LCD tv.

        #15 destinationbride07

        destinationbride07
        • Member
        • 631 posts

          Posted 01 December 2006 - 02:50 PM

          Just Like Tammny I cut out starbucks, seattle best, and all the other coffee shops. I will have cup every one and then but not everyday...

          no more shoe shopping...I am a shoeholic and it is hurting...i have not bought a new pair of shoes in almost a yr

          since we have been engaged since 04, we started putting some money aside so that is helping...

          #16 EDYTA

          EDYTA
          • Sr. Member
          • 1,277 posts

            Posted 01 December 2006 - 03:20 PM

            Like many off you i cut out the coffee but one thing that I cant seem to cut out is the trashy magazines and the wedding magazines...I usually spend around $15 a week on them so that's the next thing that needs to go

            #17 kookaloons

            kookaloons
            • Newbie
            • 18 posts

              Posted 01 December 2006 - 03:28 PM

              I've been doing market research/focus groups for the past year and contribute that to the wedding fund. I've made over $1000 doing it.

              Check craigslist in your city and look under ETC!
              Mary & Corey March 23, 2007 Puerto Vallarta www.coreyandmary.com
              http://tickers.Ticke....f11e/event.png

              Knot Bio

              #18 A10CalGal

              A10CalGal
              • VIP Member
              • 11,403 posts

                Posted 01 December 2006 - 06:06 PM

                Well, like Sarah, I'm already pretty frugal in my day-to-day activities. I brew my own coffee, make my own brkfst & lunch & we only go out to dinner once per week. I will admit, my biggest problem is shopping. I needed a lot of new office clothes there for a while, and a new pair of boots, oh & then there was that gorgeous D&B bag I just needed :) I have to cut that out.

                The one thing that I do religiously though is put $500 every other week into my ING savings account. I have it auto-transferred from my checking every other Friday. So, I've been saving $1K a month which is great! I don't use that $$ to pay for anything other than wedding expenses. I depleted it after putting down the $4K hotel deposit & buying my dress a few months ago, but I'm already back up to $5K. This has worked really well for me.

                I highly reccomend ING for savings. They have the best rate out there, and it goes up every few months. I think it's at 4.3% right now - so I get at least $20 in interest each month.

                #19 JENGONDA9

                JENGONDA9
                • Jr. Member
                • 163 posts

                  Posted 01 December 2006 - 06:56 PM

                  I wish I could add some good budget saving tips, but I have a horrible problem with instant gratification! Fortunately our parents are paying for a big chunk of our wedding, and I am just trying to pay-as-I-go for everything else. Leftover costs are going on a 12 month no interest credit card which we will pay off by next x-mas. We only have an 8 month engagement so there isn't much time to save!
                  Jen & Aaron
                  January 13, 2007

                  #20 Sarah

                  Sarah

                    VIP Member

                  • VIP Member
                  • 6,996 posts

                    Posted 01 December 2006 - 07:24 PM

                    Quote:
                    Originally Posted by A10CALGAL
                    The one thing that I do religiously though is put $500 every other week into my ING savings account. I have it auto-transferred from my checking every other Friday. So, I've been saving $1K a month which is great! I don't use that $$ to pay for anything other than wedding expenses. I depleted it after putting down the $4K hotel deposit & buying my dress a few months ago, but I'm already back up to $5K. This has worked really well for me.

                    I highly reccomend ING for savings. They have the best rate out there, and it goes up every few months. I think it's at 4.3% right now - so I get at least $20 in interest each month.
                    Christa- that is awesome! I wish I was that disciplined. I guess I should start now!




                    0 user(s) are reading this topic

                    0 members, 0 guests, 0 anonymous users