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Avoiding Foreign Transaction Fees


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#1 smileitseb

smileitseb
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  • Wedding Date:May 3, 2015
  • Wedding Location:Dreams Riviera Cancun
  • LocationIndianapolis, IN

Posted 24 March 2015 - 10:26 AM

Has anyone ever tried to wire the wedding costs to the resort? Or is everyone just using a debit/credit card? I've been planning to use my debit card but the 3% fee is significant and I'm trying to avoid it.

 

I thought about a travellers check but my bank (bank of america) no longer has those. I know capital one doesn't charge foreign fees but I dont have a cap one, only an amex which also charges the %


58 guests plus bride and groom
Ceremony: Gazebo
Reception: Pool Deck


#2 Janjin

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  • Wedding Date:November 20, 2015
  • Wedding Location:Azul Sensatori, Riviera Maya, Mexico
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Posted 24 March 2015 - 11:31 AM

I haven't tried wiring cash but I specifically got a capital one card because of the no foreign transaction fees.  That and the lovely travel rewards that we'll use for the actual honeymoon.   How about using paypal?  Are there fees associated to that (not a huge paypal user)?


Daisy

 

Can't wait to marry my best friend   :).

 

Planning Thread: http://www.bestdesti...tori/?p=1902797


#3 smileitseb

smileitseb
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Posted 24 March 2015 - 11:36 AM

@Janjin I will definitely ask if paypal is an option. I may just break down and apply for a capital one card, hopefully the credit line will be large enough to cover the wedding :)


58 guests plus bride and groom
Ceremony: Gazebo
Reception: Pool Deck


#4 pjay

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  • Wedding Date:December 15, 2015
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Posted 24 March 2015 - 11:46 AM

Paypal is great, but you have to say that you're transferring money to a friend in order to avoid fees.


 

My planning thread :
http://www.bestdesti...e/#entry1885631

 



 


#5 smileitseb

smileitseb
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Posted 24 March 2015 - 12:11 PM

So my WC said they don't take wires or paypal, only cash, travelers checks or credit cards. 


58 guests plus bride and groom
Ceremony: Gazebo
Reception: Pool Deck


#6 beckys98

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  • Wedding Date:June 11, 2015
  • Wedding Location:Iberostar Rose Hall Suites Montego Bay

Posted 24 March 2015 - 02:00 PM

I have the Southwest Visa and it has no foreign transaction fee! It also has the best rewards. We paid for both of our flights to Jamaica and 2 family members' flights with our points!



#7 IvanLuckiePhotography

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    Posted 24 March 2015 - 02:23 PM

    @smileitseb do a wire to the hotel bank, I will cost you nothing. Cheers!



    #8 marinah84

    marinah84
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    Posted 24 March 2015 - 02:38 PM

    I have the Southwest Visa and it has no foreign transaction fee! It also has the best rewards. We paid for both of our flights to Jamaica and 2 family members' flights with our points!

     

     

    We did the same - it was a lifesaver!  Way worth the $99/year annual fee, plus I got a ton of points for travel :)


    30 guests, Bride & Groom & 2 kids - one FANTASTIC time!

     

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    #9 acw271011

    acw271011
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    • Wedding Location:We tied the knot in Runaway Bay, Jamaica and renewed our vows in Mexico on our 4th Anniversary
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    Posted 25 March 2015 - 05:08 AM

    There's western union but if they don't take wires that doesn't help. Paypal the fee is about 4% which isn't too bad.

     

    What about travelers checks from another bank? Not sure that you have to actually be a customer to get travelers checks. You could always pay for them by credit card, then just pay off your credit card from your own bank.

     

    I'm running into the same thing and had to pay for Grand Coral with a bank wire transfer to their bank account in Florida. Cost me quite a bit and we're already paying a tough exchange rate on the Canadian dollar.


    I said "yes" again to the love of my life at Grand Coral Beach Club, Playa del Carmen, Mexico on our 4th anniversary - October 20, 2015

     

     

    http://www.bestdestinationwedding.com/topic/78874-acw271011-so-this-is-not-a-planning-thread-but/

     

     

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    #10 smileitseb

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    Posted 25 March 2015 - 05:30 AM

    I'm pretty sure I'm going to do a travellers check from another bank. Thanks for all the input guys!! :)


    58 guests plus bride and groom
    Ceremony: Gazebo
    Reception: Pool Deck





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