| Originally Posted by akh |
really it's a question of iw the association pays, or the guy upstairs. under most association rules, it would be the guy upstairs - i just don't know this association, since paul is the technical ownerof this condo, i just moved in with him last Fall. and he hasn't at all given us any trouble yet, i am just really hoping he doesn't.
i was in real estate for 12 years and i would be floored if this was an HOA issue. it is most likely a tenant/owner of unit issue...because it the tenant told the owner it was leaking but the owner did not take necessary repair then the owner should be liable...if the tenant did not tell owner then tenant should be liable...
| Originally Posted by Tlseege |
Ann, you should just have your insurance take care of it. They will subrogate with whoever is resonsible, but you shouldn't have to deal with that stress.
whoa....if it were me, i would only contact MY insurance company as a last resort...because really, the owner/tenant should take care of everything. this is a wter issue and their have been cases where insurance premiums have gone up significantly because of water damage (the whole mold scare). thei have also been issues where if a home went up for sale and their was a water issue within the last 7 years, another insurance carrier would not insure the property, cancelling the sale...not saying this will happen but just use your insurance as a last resort.