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deleted

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  1. Here are my non-professional answers:

     

    1. Is there a better time to refinance than another?

     

    Now was a good time for us. Rates are low right now and could rise. But nobody knows. If someone tells you they KNOW what will happen, they are lying. It's all speculation.

     

    2. How long after you've lived in your house should you even consider refinancing?

     

    We refi'd after 6 months, but it was contingent on getting a new, higher appraisal. It can't hurt to ask/get quotes?

     

    3. Does it really benefit to refinance?/Does it pay to refinance?

     

    You have to do the math: How much does the refi cost? How much will you save each month? How many months until you break even on the refi cost? Will you live in the house that many months?

     

    4. Is it better to try and refinance with your current lender or another one?

     

    We chose to go with our original lender, but it can't hurt to shop around for the best quote and the best value.

  2. I'm an original forum girl! I think I was the first Cabo Surf bride and I was soooooooooo nervous because I did not know what I was getting into at all. Christa was one there too, right? And Tara....and Natasha? and Tasha?

  3. Okay, I made some! Copy and paste the IMG tag below the button and insert it in your siggy if you want. But DELETE THE ASTERISKS!!!!!! Ask if you need help.

     

    Click the image to open in full size.

     

    [img*]http://i67.photobucket.com/albums/h304/loveisblonde2/BLs3v1.jpg[/img]

     

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    Click the image to open in full size.

     

    [img*]http://i67.photobucket.com/albums/h304/loveisblonde2/BLs3v2.jpg[/img]

     

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    Click the image to open in full size.

     

    [img*]http://i67.photobucket.com/albums/h304/loveisblonde2/BLs3v3.jpg[/img]

  4. Ana -- you are on top of things and have the ability to book your own vendors, so I think you made the right decision. From my experience, which is not working with Maye directly as I did not hire her, but I have been a member of this forum for more than 2 years, Maye can sometimes be great and sometimes be disappointing. Sometimes she gets great prices, sometimes not. Sometimes she personally shows up at the wedding early and coordinates the whole thing and stays for the duration, and sometimes not. Personally, I wouldn't want to be left wondering if you are getting the best service or not, so I think you made the right decision.

  5. I love Boulder! It's a college town, though you could find areas to live that are less college-y. Housing is expensive for CO standards, but nothing like the crazy east coast. People are super active and fit, very healthy. It's gorgeous up there (I grew up outside of Denver)

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