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Scarletina

Wedding Insurace - Is it a scam?

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I wonder how long does prior knowledge lasts? I am getting married next year and I am hoping this dies down. A hurricane hit a few years ago and could possibly happen again so how do they gauge that?

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Yup, even though I am getting married in Jamaica (which has not, to my knowledge, been effected by swine flu as of yet), I think I will spend a little extra money to get it rather than lose everything in the event that something as terrible as this happens next year.

 

At first, I was thinking, nah, we won't need it, so no sense in spending the money on insurance when we could spend it on something else to make the wedding itself more elaborate. Now I believe it was naive of me to put all of my eggs in the "nothing could possibly happen to ruin the wedding" basket, and insurance is going to have to move waaaay up the priority list of things that need to be purchased for the wedding!

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Well if you canceled because of a hurricane, then I believe you'd be covered. But to cancel based on the swine flu would not work. Then again, if your policy allows for cancelation under any terms ~ then heck lie about it and make something else up if you needed to cancel! Right? wink.gif

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I guess the point is wedding insurance is a very good idea and should be seriously considered as islandbride pointed out.

 

This year is swine flu, next year it could be chihuahua flu, the year after will be the end of the world Mayan bug...so who knows what could happen that could screw with your plans.

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How much is the deductible typically? I have invested about $1000 in down payments/deposits for the vendors, booking the reception, church etc.

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It's a scam,but you should definitely read the fine print or give your insurance company a call.

It's like rental car insurance. They say they'll cover collision and damage to your car,but may forget to tell you that unpaved roads and driveways are exempt from that.

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Quote:
Originally Posted by breeze616 View Post
Does anyone know of a Canadian Wedding Insurance company?
I never found any. Fortunately nothing bad happened on the wedding day.

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