MelissaH

I'm kinda late on this - but DH & I are struggling with the same thing. He came into the relationship with a lot of debt and his bad habits have seemed to have rubbed off on me (I used to be super good with my money and was NEVER in debt). Anyways the 2 of us have been fighting super hard to get our debt paid down and our biggest help was this;

Quicken.com - Debt Reduction Planner: Consolidate Debt, Credit, Money Management

Having a plan of attack laid out for us has helped us tremendously. We have our bank accounts set for automatic withdrawls according to what the plan says we should be paying monthly so we have no choice but to pay them (we're good when we know that a certain amount of money needs to go somewhere...it's just when it's "free" money that we seem to have a bit of a spending problem )

We've managed to stay on track and have already paid off one big credit card...he's an example of what the planner laid out for us (please don't judge me by my debt load )

05/08

PC MC............510.00..............1764.85

M Visa............139.00..............8096.08

J Visa............ 151.00............12894.07

J Loan............610.00..............5979.01

Credit Line.......300.00............26864.85

Total: $55598.86

Then it goes month by month for a year....this is how we'll look in a year from now...I know it's only $14000 or so that we'll have paid to principal, but we're excited about that and it's totally motivated us to stick to it...

04/09

PC MC.................0.00..................0.00 YAY!

M Visa............1160.73..............3515.89

J Visa...............151.00............12516.22

J Loan............98.27......................0.00 YAY!

Credit Line............300.00.........25365.54

Total: $41397.65

Hairspray it first before you pull it back though...

Blow dry it forward, flip the hair back, tease it, spray it, twist it, push it, pin it, spray it again LOL

LOL that was before my bach party...

I pull it back, twist it a little bit so there's somewhere to stick the pins in, push it forward to make it puff and then stick the pins in back where I twisted it (along the sides). Then hairspray the crap out of it. It usually stays all day.

Hope that makes sense!

This is a crappy picture, but this is what you mean, right?

I just hold it in with bobby pins and hairspray (after I blow dry it forward then tease it)

I'm so sorry for your loss, Michelle! I'll keep you and your family in my thoughts!

Welcome to the forum!

Wooo! Congrats Kate!!

I just ordered some customized napkins for a BBQ we're having this summer and the prices are pretty good ($31 for 100 custom napkins).

But they also have customizable matches, coasters, place cards, gift tags, favour boxes, note cards, etc.

You pick your background colour, font, colour & size, add a design if you want...super cute stuff!

ForYourParty.com Wedding favors, custom wedding napkins, party favors, and more. Make your special occasion unique with personalized favors!

I think it would look really nice if the guys were in white linen shirts and khaki pants...they definately won't be as formal as the groom and the colours are neutral so they would match any dresses you pick for your BMs

Also I don't know what colours you're picking for your bouquet, but if the GMs had pink bouts they would tie in with your BM dresses...

Have a great time, Deb!

I read in the newspaper yesterday that the earthquake was felt as far as Ontario (specifically the city I live in although I didn't feel it) - crazy! Hope you girls are alright

Congrats to the both of you!

I would include your TA info in case some people don't know how else to book, but just say something like "For your convenience you can contact so and so at whatever"...don't say that it's mandatory, you know? That way people can do what they like if that's what you're comfortable with.

There might be hope for Niblets yet...it seems [giant] ferrets all over the world are taking up protest against their ban from Mexico!

That really sucks - I don't understand why so many resorts are doing this - it's not like they don't already make enough money off of us!!

Hope everything works out in your favour!

They kind of look like Epidendrum orchids, but the petals look too fat...

Sorry! LOL

I'm not even getting married anymore and there are a bunch of things I want to buy

1. How's your heart lately?

At this very moment kinda heavy

But as soon as i get out of work it will be good again

2. Do you find these surveys silly but take them anyway?

Almost always

3. What was the last movie you saw?

Away From Her - so sad!!

4. The last place you went?

Out for a good time? Raq n Waq (hellooooo hangover)

In general? Over to my Little's house to drop off his baseball registration forms

5. Miss someone?

Uh huh

6. What made you laugh today?

Sarah's blondeness (not BDW Sarah...although she does make me laugh too!)

7. Are you scared to fall in love?

It's a little late for a question like this....

8. You get in the car and drive 2 hours in any direction you want - where did you go?

Niagara On The Lake for some wine and shopping!

9. Have you ever peed in a pool?

Yup

10. Ever have someone bring you breakfast in bed?

Fo shizzle

11. Did you dream last night?

Not that I remember

12. What were you doing yesterday at 7 am?

Sleeping!

13. What were you doing yesterday at 10 am?

Driving to work

14. What were you doing yesterday at 12 p.m.?

In an ethics & racial diversity seminar *yawn*

15. Name a country you want to visit:

Thailand

16. How many piercings do you have?

4...used to be 7

17. Are all of your piercings visible?

Now they are

18. Do you have a tatoo?

Yup

19. What was the last thing you drank?

Iced cappucino

20. Favorite author?

Too many to list!

21. Do you have a nick name?

Moesha, Turkey, Miss(y)

22. Which do you prefer - a sunny day and popcorn at the zoo or a rainy day and movies on the couch?

Sunny day & popcorn at the zoo

23. Are you a type of person who easily gets hurt?

Yup...both emotionally & physically!

24. The last person who called you?

Some guy from the airport division at work

25. What beauty product could you not live without?

Aveeno moisturizer

26. Anything exciting happen yesterday?

I got out of work an hour early...I guess that was exciting

27. What color is your underwear right now?

White with orange and blue stripes

28. Do you ever lie about your age?

Nope...but ask me again in 5 years

29. How many things in your past do you regret?

Nothing really...

30. Do you have a best friend?

Sarah & Meagan

31. What do you want to be when you grow up?

Still no clue!

32. Who was the last person you hugged?

John

33. Have you ever had your heart broken?

Yup

34. Whos the last person you called?

Meagan (my sister)

35. Do you like your life?

For the most part

36. White or wheat?

Multigrain

37. Has one of your friends ever stabbed you in the back?

Yup, but not a friend anymore!

38. Did you forgive them?

Eventually...but still not friends

39. Would you ever join the military?

Probably not

40. Do you regret the last person you kissed?

Nope

41. Have you ever slapped a girl in the face?

Yup...but just once

42. Has anyone ever thrown you a surprise party?

Yea...I was so pissed I didn't speak to my mom for a week! I hate being the centre of attention!

43. You just won a cruise for 4....who do you bring?

John, Sarah & Carl

44. Are you supposed to be doing something else right now?

Working (boo!)

LMAO I think this is one of the worst thread hijacks ever :x

I'm not sure how they can say the dog was well-fed in that snopes thing...the poor thing was a walking skeleton...there were at least 4 pics on the blog

She is such a sweetie - I'd have a hard time giving her up too! The two of you are amazing though for all the work you do...I'm sure Elsie will be forever grateful

I think what appalled me the most was that people were just standing around the poor thing like there was nothing wrong...drinking their friggin wine and chatting with each other...disgusting!

Ugh I made the mistake of looking at the blog of the "artist" - I'm in tears - what a horrible, disgusting thing to do to an animal...the poor thing looks so terrified and sad It breaks my heart.

Do you happen to have a cat?