Yes, Jacqueline, you read it correctly. The captain did flee the scene, but was later taken into custody (after being found in a marina in another town). I never heard what happened to him, but I hope he is in jail. As for the companies having insurance, I wouldn't count on it. You sign a waiver releasing them from any responsiblity, in most cases. I'm no lawyer, so not sure if you could sue them and win. Regardless, a law suit won't bring these poor ladies back. On a good note though, I rarely hear of accidents like this. Unfortunately, when they do occur, they are horrific.