Hey there! I went to the template site you used but all those programs cost over $100. Which did you use? Did you find it cheaper than having a service do it for you? I personally LOVE designing my own digi albums but I have always used the softwear that the printing comp comes with but they dont offer flush mount. I can't afford a $100+ program for layouts because I am about to buy Photoshop Elements ($80). I am wondering if I can create my layouts using elements? Anyone know? Thanks!!! Heather