I have just begun to plan my wedding in Jamaica at the Iberostar Rose Hall Suites for September 2, 2013 and it already seems like things are going wrong! I found the most amazing photographer and had to send a sizeable deposit via wire. I sent the wire transfer on Monday through my bank, and it had not yet been received by the photographers bank as of yesterday (Thursday).
I called my banker today and he did some research for me. Apparently there was an intermediary bank the funds had to go through in NY, and once they sent the money to my photographer's bank, that bank kicked the funds back with the following message: "Unable to apply credit. Bank branch requires less". My banker as well as I am completely bewildered! And now I am out the $45 it took to SEND the wire, and the $36 the intermediary bank kept for the inconvenience.
Has this happened to anyone before? What should I do?!
Thanks for your help.