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I asked by photographer if he wanted me to get him insurance. He said he would get his own.

 

He said if something happens between now and our date he will provide a full refund, which is signed in our contract

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A couple of notes (from a working traveling wedding photographer):

 

I use my AMEX for all reservations - which has built in travel ins.

I also have insurance trough several of my professional agencies.

Finally, I have a network of friends around the world just in case.

 

One more thought - I almost always book my own flights, and make sure there are several flights arriving to the location between when I leave and when the wedding starts - just in case...

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Our photographer was part of our group contract, so we paid her vacation package and travel insurance that was offered with it.

 

In my contract with her it outlined that if she were unable to to the wedding she would refund us all of our money if a suitable replacement could not be found in time for the wedding.

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Obviously I've seen travel insurance mentioned numerous times, but has anyone gotten wedding insurance? My parents and I had talked about getting it before, but now with FFIL getting sick, we really want to start researching it.

 

So for anyone who has gotten it, who did you go through? Did you insure the amount of your entire budget? How much did it cost? TIA

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Thanks girls. Now on to the second question. I know that cancellation due to a pre-existing condition (like FFIL's illness) will not be covered. Has anyone seen or heard of a policy that will allow this or maybe will take on that risk for an additional cost?

 

This is one situation where procrastination is really hurting me. This would not have been an issue 2 weeks ago. Grrr...

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