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Insuring your Engagement Ring


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#81 SoonToBeE

SoonToBeE
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    Posted 07 January 2009 - 01:39 AM

    Oh shoot...I was supposed to do this today! (If only there were other threads that would remind me of other things I forgot to do.....like "buy milk", "call back your sister", "stop biting your nails and stand up straight") *lol*

    Anyways, we plan to insure with our homeowners plan, I just ordered our wedding bands - did you put those on there as well?

    #82 Mystic

    Mystic
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      Posted 07 January 2009 - 02:37 PM

      Another vote for Jeweler's Mutual here. I had done some research on different companies but went with Jeweler's Mutual because it was convenient and affordable. It took me a few minutes to sign up online and I think it was like $150 a year, no deductible. Also, I haven't had to make a claim, but the policy seems pretty straight forward about what it covers.

      I've been wondering if we should add our wedding bands when we get them. At what price is it worth getting insurance for?

      #83 Chanti

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        Posted 07 January 2009 - 03:43 PM

        I don't think I can go with Jeweler's Mutual since they don't seem to cover Canada! Any Canadians out there with suggestions?
        Thanks!

        #84 tylersgirl

        tylersgirl
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          Posted 07 January 2009 - 04:12 PM

          I don't own a home so I can't get mine covered under homeowners. I need to get my ring insured bad...I am so clumsy and forgetful. After reading this I am thinking about using Jewelers Mutual. I need to do this ASAP.

          #85 Mystic

          Mystic
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            Posted 07 January 2009 - 04:37 PM

            Quote:
            Originally Posted by tylersgirl
            I don't own a home so I can't get mine covered under homeowners. I need to get my ring insured bad...I am so clumsy and forgetful. After reading this I am thinking about using Jewelers Mutual. I need to do this ASAP.
            It's definitely worth the peace of mind!

            #86 Helen_S81

            Helen_S81
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              Posted 07 January 2009 - 11:59 PM

              Quote:
              Originally Posted by Chanti
              I don't think I can go with Jeweler's Mutual since they don't seem to cover Canada! Any Canadians out there with suggestions?
              Thanks!
              I had some pieces of jewellery added to our home insurance policy. I had to fax a copy of the appraisal of each piece to the insurance company. If you don't have home insurance (or maybe renters?) I'm not sure where you'd go for insurance.




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