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I lost my ring today!


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Originally Posted by Susan101207 View Post
Tami.... I'm so sorry that your story didn't have the same happy ending as mine. I was 99% conviced that someone had swiped my ring too. Then when I found it (yes, up my a$$), I felt really guilty for even thinking someone would steal what is quite obviously and e-ring. But, after reading your story, apparently (and unfortunately) there are people that are capable of something like that. It makes me sick!
On a brighter note...you WB sounds gorgeous!!!
I still pray that somehow it turns up. Who knows? Crazier things have happened. And I still ask about it when I go the tanning bed ... (and scrutinize every girl who works there ... wondering if she's the one...)girl_werewolf.gif
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Originally Posted by Susan101207 View Post
Which gets me thinking? How have the rest of you insured your rings? I have heard that you can get a seperate jewlery policy. Would that be better? My WBs will add quite a bit of value to my ring so I will have to get it insured for more. Right?

The jeweler where Mike bought my ring recommended Jewelers Mutual. I got a policy and they cover the whole cost of the ring and they are very reasonable.
Jewelers Mutual Insurance Company
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Originally Posted by Susan101207 View Post
So FI and I head out to the gym this morning. It was a pretty nice day, not too hot or muggy, so I decide to go for a run outside. I have my e-ring on at this point. I get back in the gym, stretch out a bit, and then get my weight gloves out of my bag. Per usual, I take off my ring, because it doesn't fit under the glove, and put it into the pocket of my shorts. My running shorts have a lining (think bundees) and tiny pocket (perfect for a key...or ring) sewn inside. The pocket also has a flap, so nothing falls out (or at least that's the idea). Anyways, I have done this on several occasions. I know I should just leave my ring at home, but sometimes I forget or I'm coming for someplace other than home, and I figure it is safer on my person that in my car, locker, or bag.
So I'm lifting weights for a few minutes, and I feel for my ring (I'm surprised I even checked, I'm pretty confident in my little pocket). No ring! Panic sets in! I take a quick look in the areas I have been. The floor is black, so a shiny ring would be pretty obvious. No ring. Looked in the bathroom at the front entrance where I stopped right after I took the ring off....no ring! Now my heart is really racing. I have to tell me FI. Pretty soon everyone in the gym is looking. People are digging through the dirty towels, the garbage can, everywhere. Still no ring.
10-15 minutes later I'm determined that either a)someone saw it on the floor and swiped it or b)it fell out of my shorts and into the toilet (although I thought I would have heard that happen). So pretty much I'm convinced that someone picked it up and took it. There's no way I wouldn't be able to see it on the floor. FI and everyone think I must have lost it on my run... but I KNOW that I had it when I got back and I remember taking it off and putting it into my hidden pocket.
Just when all hope is lost (and my poor FI is turning purple)...I pat myself down (for the at least the fifth time), and I pull it out of my a$$..literally(almost)...somehow it ended up caught in the lining of my shorts right in the butt where I couldn't feel it. I was so relieved, but also a bit embarressed (one poor guy was still piecing through the trash)..at least pretty much everyone at the gym is 2nd family and they were just as happy and relieved as I was. Anyway..thank God! My FI has been using it against me all day...throwing in a little comment whenever he can. Now he says I am NEVER, under any circumstances allowed to remove my ring for ANY reason.
Just thought I'd share my near heart-attack story!
Susan!!! I'm also glad to hear you found it but think it's hilarious that there was still a guy "piecing through the trash" after you discovered it! And I love how you mentioned that you put so much faith in your little hidden pocket.
I thought that kind of stuff only happened to me!
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My heart is STILL beating quickly after reading your story! Goodness!

I also highly recommend Jewelers Mutual Insurance for your jewelry.

Most home insurance covers the entire ring, but you have to pay for every $1,000 worth of value as premium. It's rather odd that your insurance wouldn't cover it.

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Originally Posted by Susan101207 View Post
I'm glad you could all have a few laughs at my expense.smile36.gif
I don't think I ever would have lived it down if I had lost it for good. It is insured through our home insurance, but for some reason (of which I'm not sure why because FI had it insured before I knew about it) they do not insure it for the full appraisal value. So basically we still would have had to shell out a few grand to replace it. Which gets me thinking? How have the rest of you insured your rings? I have heard that you can get a seperate jewlery policy. Would that be better? My WBs will add quite a bit of value to my ring so I will have to get it insured for more. Right?
for all of the jewelry i have insured, i absolutely have a seperate policy or "jewelry rider" along with my homeowners insurance - their itemized and covered for the replacement cost
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Originally Posted by Susan101207 View Post
I'm off the the gym...and will NOT be removing my ring today! :)

I'm always scared of this too. I have the same type of shorts as you and have put my ring in the little pocket (but now I won't do that!). What I've been doing lately when I'm lifting, is I take my ring off and put it on the chain I wear around my neck all the time. I come right from work, so I really have no choice. Some of my friends leave their rings in their cars, but I would be freaking out the whole time if it wasn't on me.
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