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Foreign Transaction Fees


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#1 Connie C

Connie C
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    Posted 02 March 2009 - 02:24 AM

    I'm in the midst of planning my November wedding at the Hilton and I realized that the 3% foreign transaction fee my bank charges adds up (not to mention the 10% government tax and 13-15% service charge). Has anyone else thought about this? What tips do you have to avoid the extra foreign transaction fees? Thanks in advance.

    #2 katrina

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      Posted 02 March 2009 - 11:31 AM

      hi connie,
      here is a thread about this-
      http://bestdestinati...com/forum/t7041

      #3 mich999

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        Posted 02 March 2009 - 05:52 PM

        Hi Connie - hope planning is going well! Since the Hilton charges everything in dollars - is there still a 3$ transaction fee? I have had any for the deposit charges on my credit card. But that mey not be the case once we get down there. Regardless, I suggest opening a capital one card. I got one for foreign travel a couple years ago - it's the only bank that eats all the fees associated for currency exchanges.

        #4 Connie C

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          Posted 03 March 2009 - 01:31 AM

          Hi Michelle,

          Yes, unfortunately, the bank still charges a foreign transaction fee even though the Hilton charges in dollars. My credit card charged me a foreign transaction fee on the deposit I paid the Hilton.

          I was thinking about getting a Capital One card for that reason, but I was hoping to find a check card with a lower or no foreign transaction fee. WaMu used to only charge 1% but they changed when Chase bought them out.

          #5 Connie C

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            Posted 03 March 2009 - 01:38 AM

            Thank you, Katrina.

            #6 DGG

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              Posted 03 March 2009 - 02:20 AM

              Discover didn't have a fee - but they are switching the policy May 1..
              I was so mad - our wedding is in May and I'm sure we'll have to charge stuff in May. I get really annoyed paying fees like that b/c it's just throwing money away..
              I called a lot of credit card companies and the only one I could find without a fee is Capital One..

              #7 mich999

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                Posted 03 March 2009 - 04:04 PM

                That's really weird - I have a chase visa that I put my hilton deposit down and I didn't get charged a foreign transaction fee - though I'm going back to check right now to make sure!!

                #8 mich999

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                  Posted 03 March 2009 - 09:54 PM

                  Hey Connie - I just wanted to let you know that I went back and reviewed my credit card statement and there was no transaction fee listed anywhere (and I used a chase visa, not capital one), so perhaps it's worth asking your credit card company as to why they added a fee, especially when the Hilton charges in dollars.

                  #9 Connie C

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                    Posted 04 March 2009 - 01:35 AM

                    Thank you, Michelle. I have a Chase Visa also, maybe I should start using that instead of my Citibank Mastercard.




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