Posted 26 September 2008 - 10:20 AM
I consolidated all of mine through Sallie Mae after I got out of school a few years ago. I locked in at a good rate (can't remember what right now, maybe 3%?). I think they're great to work with and I've never had a problem with them. Their website is very user-friendly and has some great features. I went through a period when I couldn't afford to pay when I first got out of school and I applied can for a voluntary forbearance online with no problem. Just a few weeks ago, I realized I could be paying more, so I played around on their website figuring out how much I could increase my payments and how many months it would take off of my total payments. All in all, I would highly recommend them.