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trance_angelx0x

Awhhhhhhh cute

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Yesterday I was at a jewlery store trying to get a battery for a watch and there was a guy chosing an engagement ring. I thought it was so cute but the ring was very small ($300 ring maybe?). I know it's the thought that counts.

 

What's your opinion on how much a guy should spend on a ring?

 

Discuss.

 

*watches*

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Honestly, I think it is financially irresponsible to purchase a ring that one can not afford. This belief in 3 months salary is so old and out dated.

FI and I purchased rings together. Quality and a style I liked were more important to me versus quantity (size).

Going broke to buy a ring even before you are married is not wise.

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Someone once told me that it should be at least 20% of their yearly income. But I honestly have no idea. I think that if you really are madly in love, then the girl would be happy to get anything. My parents were broke when they got married so my dad just got my mom a little gold band. And on their 10th anniversary, he surprised her with a big and beautiful rock.

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I think that the three month rule is way out dated. Plus who really wants to go into a marriage with debt?

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I think it's a very personal choice! Before FI and I got engaged and we were one of the very last ones out of our friends, I let him know my feeling on the topic which is, if it's not something I like or would wear I'd rather not have any at all. It's the thought that counts! I guess I was fortunate to get the ring that I got but, if it was none, I would have been fine with that too :)

 

Oh, and to this day, he wont tell me how much he spent. not even a hint. I just know it was A LOT!

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Quote:
Originally Posted by Bisha View Post
I think it's a very personal choice! Before FI and I got engaged and we were one of the very last ones out of our friends, I let him know my feeling on the topic which is, if it's not something I like or would wear I'd rather not have any at all. It's the thought that counts! I guess I was fortunate to get the ring that I got but, if it was none, I would have been fine with that too :)

Oh, and to this day, he wont tell me how much he spent. not even a hint. I just know it was A LOT!
Jeweler sent the appraisal to the house and FI left it on the table. Duh, did he think I wasn't going to look?

I agree that the 3 months salary thing is way outdated. And I agree not to go in debt for a ring, it's a ring people. It won't drive you places you know, lol.

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Quote:
Originally Posted by limon_b View Post
Honestly, I think it is financially irresponsible to purchase a ring that one can not afford. This belief in 3 months salary is so old and out dated.
FI and I purchased rings together. Quality and a style I liked were more important to me versus quantity (size).
Going broke to buy a ring even before you are married is not wise.
Bingo!

We feel exactly the same. We're both grad students, and honestly a great proportion of our friends are either engaged, married or parents by now. We're under a constant barrage of questions as to when we'll finally tie the knot, as well as how huge a rock I'm going to be getting.

For us, we're waiting because we're deciding the design of it. It won't be expensive but it won't be cheap either. It will be what we can reasonably and comfortably afford and that's what matters to us!

I think for us, we have far too much student debt to be going into additional debt. That's partly why our date is so far off - so we can whittle down our debt to nothing before the big day.

On a final note, when we were younger we did subscribe to the 3 months salary ideology. Not anymore. As long as it financially works for you, and keeps you out of the red then thats what matters.

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Haha... I think it should be whatever is affordable or within budget... Sometimes when people are more established and can afford a bigger or pricier ring, than they go for it... but I agree... My dad asked my mom if she wanted a ring or a down payment on a house... She chose the house... plus, she is totally not a diamond person! Like I say wth everything... to each his/her own!

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I dont think price should matter at all. $100 or $10,000 it doesnt really make a difference as long as you love it and want to wear it the rest of your life. We had no money at all when we got engaged and Robin saved for so long to get me my ring. It was only $700 on sale for $400 and I couldnt imagine wearing anything else. Its perfect for me and it came from the long of my life so really thats all that matters I think!

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I don't think price matters. It's what you can afford and what ring is special to the both of you. My ring is a "smaller stone" but is a virtually "flawless" and has a perfect cut, so it shines like CRAZY. I tried on larger rings but this was the stone I always kept coming back to. I wouldn't trade it for anything!

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