| Originally Posted by manda0812 |
that is very sensible.. if you like living there and it's affordable then that's more important than having that big house where you will have to sacrifice so much more to pay it off..
I am also trying to not buy new furniture just because I am sick of the old, I am repainting and recycling old things that were used in other rooms and trying them out as something different..
Favorite Everyday Savings Trick
Posted 02 April 2008 - 01:10 PM
Posted 02 April 2008 - 01:37 PM
Oh I however can not save my change, I really try but it goes in the change jar at our front door, and it get's taken out just as quickly for all of those millions of school extra's that are always being thrown at us!
We also recycle everything but that is for our enviroment . I don't know how that saves us anything, except maybe our compost for our garden's.
Posted 02 April 2008 - 01:58 PM
| Originally Posted by MikkiStreak |
Also, in the winter when it's cold and we're baking something in the oven for dinner--- we leave the oven door open after dinner is done cooking and the oven is turned off, so we can use that dinner heat for warming of our kitching/breakfast nook.
* I almost always wash our clothes in cold water so we aren't using the water heater (gas) to wash clothes. We also don't do laundry until we have a nice full load.
FI and I stopped going out to eat as much. We go to a restaurant maybe once a month if that, but we still order in pizza or pick up something quick 1-2 times a week. We spend a lot less $ doing that than going out to a good restaurant.
We don't have a house phone, and have a family plan on our cell phones.
We also don't go out that much anymore, but that is due more to FI's work schedule than saving money. We also rent DVDs from RedBox instead of going to the theatre. It is only $1 so it is still cheaper than Blockbuster.
I try to take a lunch with me when I go into the office, but the rest of the week I work from home so I also eat what we have at home. This has saved me a lot of money since I used to buy breakfast and lunch everyday!
I stock up on necessities-TP, toothpaste, deodorant, body wash, etc. when things are on sale even if we are not running low.
Posted 02 April 2008 - 02:08 PM
Posted 02 April 2008 - 02:17 PM
I have found that using an online savings account, like HSBC, helps me save my savings. The money is automatically deducted from my checking and it is too many steps for me to access it unless I really need it.
We don't use an ATM machine. Cash is taken out bimonthly and when its gone, oh well.
Posted 02 April 2008 - 02:35 PM
-Pack lunch at home
-Take leftovers for lunch
-Refill water bottles. I drink TONS of water, so investing in a Brita was a smart idea.
-I do not have a landline, just a cell phone.
-I do not have the internet at home.
-Meal planning really does save a ton of money. I used to throw out so much produce (amoung other items) and I got so fed up with myself.
-Invite friends over for "game night" (think The Break-up).
Posted 02 April 2008 - 02:42 PM
i guess i do some things, but i could be so much better. i do wash in cold, and we keep our house at a pretty moderate temperature in both the winter and summer, and this house doesn't have central AC! i do eat out a lot, mainly because i travel for work, but right now it's because our kitchen is under construction. and i do put my change in a jar - and it does add up!
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Our Caletas Wedding Video
Posted 02 April 2008 - 05:01 PM
I shop by the sales flyers as well- every meal is pre-planned from our grocery shop that I do Sunday, and I work out the approx bill before I even go to the store. We have a budget of $100 per week for the two of us, and that includes our packed lunches, our dinners for the week and breakfast.
We have personal entertainment budgets of $200 per month each. Neither of us sees what the other spends it on and we use our personal credit cards and pay them off at the end of the month. Anytime we eat out, grab a coffee, go to a movie, buy anything for ourselves, it is considered our entertainment. Our gym fees also come out of this budget. This is actually nice because we can still "treat" eachother if we want to and it feels like it really is being treated.
We rarely go out- we are more homebodies anyways, but we go for nightly walks, and we play tennis outside or we download movies (bad, I know).
I also shop at 2nd hand stores for clothes. I just keep my eye open for good stuff- it's amazing what you can find at some of the more "high end" consignment stores. I have gotten tons of name-brand stuff in really good condition this way. I also shop in regular stores for lots of stuff, but I plan my clothing budget and don't impulse buy.
I am generally lucky because I have a strong hate for shopping. There is nothing I loathe more than shopping and spending money. I love saving and watching our bank account grow.
Posted 02 April 2008 - 05:50 PM
-We cook dinner at home every night. We may go out to eat once a month maybe?
-My husband packs his lunch every day - takes dinner left-overs I end up buying my lunch usually because we never have enough left-overs for both of us. However, I never spend more than $5 for lunch.
-I make coffee at home - saves at least $4/day
-I bring cereal or a PB&J for breakfast to work every morning.
-Our new home has all energy star appliance, a tankless water heater and energy efficient light bulbs.
-We do not have a land line at home.
-I am strongly considering taking public transportation to work to save on gas $.
-I definitely use the oven heating trick that Maria shared.
-I auto-transfer at least $500/month from my checking to a ING Savings account.
-I contribute the max to my IRA at work.
I need all the tips I can get at this point, so keep em coming ladies!
Posted 02 April 2008 - 05:58 PM
I use my tea bags or leaves twice.
I don't pay for makeup. Whenever I need something new I host a party (Body Shop or Mary Kay) for the free stuff, always stop by the makeup counters at the mall during sample give-aways and also utilize free-bates through Rite-Aid or Eckerd's.
I havn't had to "buy" toothpaste or Fructis products in over a year because of free-bates. I check online for the monthly flyer and plan from there for when I have coupons.
During the summer I also stop by the farmer's market right before closing time and bargain with the farmers. They don't want to load produce back onto thier trucks and will often go 1/2 off or better, sometimes even free. One farmer got so used to me he gave me a pumpkin for my daughter and half a bushel of apples.
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