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Credit report question

TammyB

By TammyB
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Jenn

Jenn

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Originally Posted by chprfan View Post
I don't mean to hijack this thread...but what is a "good" credit score to have when you going looking at getting approved for a mortgage these days? hijacked.gif
As Monica said, over 680 will get you conventional financing. However, if your score is lower, don't lose hope! FHA has a great program that gives you a great rate without the crazy-credit score requirement. They will actually do a loan with a credit score less than 600 if you can prove your income and explain any mars on your credit.

Back to topic... I would leave your cards open as others have said.
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sunnydaes

sunnydaes

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Funny you ask this I just went through my credit report and got some advice. All the feedback is correct. Its best to have several cards with 0 balance and keep them open. It shows that even though you have the spending power you are not using it or if you are you are paying it off right away.

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