Jump to content
Sign in to follow this  

Credit report question

Recommended Posts

Originally Posted by chprfan View Post
I don't mean to hijack this thread...but what is a "good" credit score to have when you going looking at getting approved for a mortgage these days? hijacked.gif
As Monica said, over 680 will get you conventional financing. However, if your score is lower, don't lose hope! FHA has a great program that gives you a great rate without the crazy-credit score requirement. They will actually do a loan with a credit score less than 600 if you can prove your income and explain any mars on your credit.

Back to topic... I would leave your cards open as others have said.

Share this post

Link to post
Share on other sites

Funny you ask this I just went through my credit report and got some advice. All the feedback is correct. Its best to have several cards with 0 balance and keep them open. It shows that even though you have the spending power you are not using it or if you are you are paying it off right away.

Share this post

Link to post
Share on other sites

Does anyone know if this holds true for retail cards? I have been dying to close my Macys, etc. that I just paid off...(I have like 3 retails cards). I just want to keep the major credit cards open.

Share this post

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Sign in to follow this  

  • Best Destination Wedding Sponsors

    Facebook Pinterest Google+ Twitter
  • Posts

    • Another option is to find an app that allows for group talk. This Wedding Party App looks pretty neat. https://apracticalwedding.com/wedding-party-app/ 
    • Hi Everyone, So, I was cleaning out my closet and realized that I never sold off my extra wedding OOT bag stuff from our wonderful DW.   46 Daily Spanish for Dummies 30 Pool colored OOT fabric bags - approximately 13in x 13in. They lay flat.  I used them for our wedding and they were perfect for everything we needed to fit in each bag. There’s a slight shade variation in the group; I’m guessing some were cut from a different bolt of fabric.  They are also a little wrinkled from storage and will probably be wrinkled from shipping. I have three additional ones, but they somehow got something on them (likely toddler related). If needed, I can try to wash it out and send those as well. 
    • I’m getting married in six months to my foreign girlfriend. I was advised by a friend that one of the things I need to do before saying I do is to get a prenuptial agreement. Basically it’s supposed to protect my assets and properties in case my relationship with my future wife goes down the drain. I don’t know though if this is an acceptable practice when marrying Kiev ladies. I don’t want to do it if it would be insulting on her end. I need advice on this. Please help me.
    • So we are currently looking for an all inclusive resort for the wedding. We have 60 guests and found all the Dreams resorts as options and all of them gave us a quote and discounted price since it’s off season etc. Resorts in Punta Canta gave us a reasonable price, Dominicus gave us a really good deal then La Romana Resort and Spa gave us their regular price and so hard to negotiate. Will someone tell us how special is this resort that they won’t give us a good discount when all my guests are staying in their resort for 5-8 days. We are bringing $$$ in their resort and not give us a discount?  What is so special with this resort?  Can somebody recommend a beautiful resort? 
    • Hello Everyone, Share your favorite wedding venues. And also give me a Solution. I choose Wedding Venues in mobile al the Anne-marie cottage.
  • Topics